Applicant and Identity Details
Capture applicant type, personal details, contact information, and CIBIL range.
Create a Lender-Ready One Page Description in Minutes
Answer simple business and loan questions. The platform transforms your details into a professional, lender-facing one-page description with secure draft saving and clean PDF output.
Adaptive
5 or 7 guided steps based on applicant type
100
% server-side final validation
1
Bank-facing OPD PDF output
FY 2026-27
Dynamic financial-year references
Designed for teams preparing proposals for:
Federal Bank
Axis Bank
Union Bank of India
Canara Bank
UCO Bank
Yes Bank
Workflow
Adaptive journey from raw details to a lender-ready OPD
The same wizard supports salaried, self-employed professional, and self-employed business narratives while keeping language clear for every applicant type.
Salaried Profile Inputs
Collect employer type, date of joining, salary breakdown, and monthly obligations.
Loan Request
Document requested amount, loan type, and reason for requirement.
Documents and Review
Upload proofs and verify all details before final generation.
Generate and Share
Create a lender-ready OPD PDF for submission.
Applicant and Identity Details
Capture applicant type, business details, contact information, and CIBIL range.
Asset Classification
Select performing or non-performing account to unlock the right path.
Asset-Specific Inputs
Add AY/FY financials with CMR or SARFAESI and notice details for NPA.
Proposed Loan
Document amount, loan type, purpose, and expected business impact.
Supporting Documents
Upload ITRs, GST returns, bank statements, notices, and collateral files.
Review and Validate
Check grouped summary cards and edit any section before generation.
Generate and Share
Create a versioned OPD PDF with lender-facing structure.
Interactive Preview
Explore the guidance model before you start
Loan requirement estimator
A simple planning aid to estimate a working-capital ask based on monthly operating cost coverage.
₹ 18,00,000
6Months
coverage
FY-awareYear labels auto-generated
DraftSave at any step
PDFRegenerate after edits
Flow comparison
Toggle between account types to see how the wizard adapts.
- Collect last 3 completed AY rows and current provisional row.
- Capture existing secured/unsecured loans with conditional collateral details.
- Include CIBIL and CMR for credit-quality context.
- Summarize sales trend, latest net profit, and liabilities in review.
- Capture SARFAESI notice sequence (13(2), 13(4), 8(6)).
- Record institution, amount, first action date, and secured asset value.
- Document possession position and legal support requirement.
- Generate a lender-ready non-performing account OPD narrative.
Applicant-type branching (salaried, self-employed professional, and business) is automatically handled in the live builder.
Benefits
Everything a business owner needs before meeting the bank
Bank-ready format
Professional one-page structure with lender-focused section grouping.
Simple guided questions
Conditional UX avoids unnecessary fields and reduces form fatigue.
Securely saved details
Drafts and document metadata are stored and linked to each profile record.
Preview and download
Generate server-side branded PDF and share with lenders confidently.
Marketing Simulators
Interact with real loan planning scenarios
Try role-based examples, estimate working-capital targets, and check readiness before opening the builder.
Use-case switcher
Switch business types to understand what the wizard highlights for each model.
Wholesale / distribution trader
Best fit for businesses with seasonal stock cycles and working-capital spikes.
- Focus on stock turn, bank statement consistency, and GST continuity.
- Common ask range: cash-credit enhancement and short-term WC.
- Key uploads: GST returns, bank statements, ITR, and debtor aging summary.
Small manufacturer / fabricator
Useful for plants with machinery utilization, procurement cycles, and receivable lag.
- Focus on turnover trend, cost structure, and profit resilience.
- Common ask range: machinery refinance and term plus WC blend.
- Key uploads: provisional financials, collateral proof, and order pipeline notes.
Professional services firm
Ideal for service businesses requiring predictable flow for payroll and expansion.
- Focus on invoice realization, existing liabilities, and margin quality.
- Common ask range: unsecured business loan with structured repayment.
- Key uploads: income proof, receivable summary, and key contracts snapshot.
ROI and eligibility simulator
Adjust turnover and margin assumptions to preview indicative annual surplus and loan-fit signals.
₹33,00,000Indicative annual surplus
MediumInitial
loan-fit signal
₹20L-₹45LIndicative
ask band
Loan readiness checklist
Tick items to track preparation quality before generating your lender-facing OPD.
0 of 5 complete. Start checking
each requirement.
Success path explorer
Click each stage to preview what users usually do before moving to the next conversion point.
Discover fit and confidence
Users select applicant type, compare account paths where relevant, run an estimate, and understand what data the OPD needs before starting.
FAQs
Common questions before starting
Yes. The builder supports draft saving, so you can continue
from where you stopped without re-entering the same details.
Yes. The NPA path captures notice details, SARFAESI date,
possession status, legal support needs, and related narrative context.
The generated output is designed to be bank-facing, compact,
and professionally structured with a clear financial summary.
Start your 
OPD
FY 2026-27 labels are auto-generated, and the wizard adapts its path for salaried, self-employed professional, and business applicants with guided validation.
Ready to build your lender-ready OPD?
Launch the guided wizard and generate a lender-facing OPD PDF in one flow.
Start Now